"THE DAWSON TEAM RE FINANCE PRE QUALIFICATION!"
Now under the new rules government backed re-finance

By filling in the confidential form below and clicking on "SEND", you will be pre-qualified by a loan officer for Albuquerque, New Mexico with a private response back to you. The information provided in this form allows the lender to run a free credit report and evaluate your income, debt, and credit history for a mortgage loan. The information also allows the lender to recommend various loan programs which might best suit your personal requirements. There is no obligation to use of this lender for your permanent mortgage financing - This is simply a service to you. You can fax this form to: 505. 898 9372 or email it.

GENERAL INFORMATION (Please print all information):

When did you purchase your property?:
What is the property address?:

Property use: primary residencesecond homeinvestmentother explain in remarks below

Has there been a bankruptcy when:
What is the estimate total of liquid cash in all your accounts?

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INFORMATION NEEDED FOR BORROWER:

Full Name (first, initial, last):
E-Mail Address:
NOTE: WITHOUT THE SOCIAL SECURITY NUMBER WE CAN NOT
PROCESS THE FORM... YOU CAN CALL US WITH IT, FAX IT, OR ENTER HERE!
Social Security #(or call/fax):
Day Phone:
Cell Phone:
Eve. Phone and Fax:
Marital Status (select one)Married, unmarried, separated, LTA ?
Present Address:
City, State, Zip :
How long have you owned this home?
How much is your current house payment:

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what is the approximate value?
What is the approximate loan balance? what is your current interest rate? Is this a fixed rate?: YESNO
what is the current loan term (15 yr, 30 yr etc)?
what is your current P&I payment (without taxes and Insurance)?
what type of loan do you have (conventional, VA, FHA, etc.)?
When did you last obtain financing on this home?
Do you think you will remain in this home more or less than 7 yrs.? more than sevenless than seven

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Are you self employed?: NOYES
NAME AND ADDRESS OF EMPLOYER: Employer:
City:
State and Zip:
Phone:
Direct ext.
Your position:
Start date:
Years on this job:
Years in this (general) profession:
Gross Monthly Income (before deductions):
Income is: salary/hourlycommisionss/retirement
Do any of the following apply to you: non-resident alien, own rental property, have recent divorce, this will not be my primary residence Please specify:

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COMPLETE THE BELOW ONLY IF YOU ARE BORROWING WITH ANOTHER PERSON

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INFORMATION NEEDED FOR COBORROWER:

Relationship of coborrower to borrower: NASPOUSE FAMILY OTHER
If other please explain:
Full name (first, initial, last):
Social Security #(or call/fax):
E-Mail Address:
Mail Address:
Street Address:
city state zip :
Day Phone:
Eve. Phone and Fax:

Are you self employed?: YESNO
NAME AND ADDRESS OF EMPLOYER IN NEW MEXICO: Employer:
City:
State and Zip:
Phone:
Direct ext.
Your position:
Start date:
Years on this job:
Years in this (general) profession:
Gross Monthly Income (before deductions):
Income is: salary/hourlycommisionss/retirement

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COMPLETE ONLY FOR ITEMS WHERE YOUR INFORMATION IS DIFFERENT FROM THAT OF THE BORROWER:

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What is your relationship to borrower?
Present address:
own or rent: OWNRENT For how long?
How much is your current house payment or rent?:
If you own a home now, what is the approximate value?
What is the approximate loan balance?

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Comments:

By supplying the information , you are giving Vergal C. Dawson, lic#2174 permission to run a free credit report to establish your creditworthiness and debt structure. I/We AUTHORIZE YOU TO OBTAIN CREDIT INFORMATION TO DETERMINE CREDITWORTHINESS FOR A RESIDENTIAL MORTGAGE LOAN AND TO RELEASE ANY OF THIS INFORMATION TO LOAN UNDERWRITERS FOR EVALUATION. A COPY OF THIS AURTHORIZATION VIA FAX OR EMAIL MAY BE ACCEPTED AS AN ORIGINAL. Vergal C. Dawson is paid for his participation in successful loan origination at no additional cost to you.

BORROWER ___________________________
DATE ______________
COBORROWER SIGN ______________________

USE THIS IF FORM DOES NOT WORK: send email to: nmhomes@nmhomes.com and put "form sub" in the subject line FAX TO: 505 898 9372, EMAIL TO: prequal@nmhomes.com,
CALL IN: 505 792 7633
MAIL TO: The Dawson Team Re-Finance prequal Box 2480 Corrales, NM 87048

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Loan calculator

ABOUT MORTGAGE LOANS! SOME OF THE GUIDELINES YOU SHOULD KNOW: You should never be required to give the lender money up front except enough to cover your credit report. Reputable lenders do not need "Application" fees or "Commitment" fees up front. To make sure that your purchase goes through or closes you must have the name and phone number of a person who will be able to answer questions prior to and at the time of closing As well as proof of licensing in the state of New Mexico. We have had closings fall through because there was no loan agent available at the time of closing to clarify information. Most lenders say they will match lowest rates. Many of those low rate quotes on the Internet are tied to really high closing fees. That is how the lenders Quote gets below market. The difference is made up with higher fees that act as discount points. Be as concerned about the fees as you are about the rate.
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